Ramnath qualified as a Chartered Accountant and began his career in Deloitte within the audit division concentrating on financial institutions before broadening his horizon in the sovereign and financial institution rating sphere with RAM Ratings. His vast experience now encompasses investment banking, credit ratings and financial advisory – having advised on both Islamic and conventional bond issuances and project valuations. As recent as 2014, Ramnath had taken a one year sabbatical from his career to pursue a full time Masters in Finance & Management program with Cranfield Universtiy. He then had an 18 month stint with a consulting company in London. Ramnath is a Fellow of the Association of Chartered Certified Accountants (ACCA), a member of the Malaysian Institute of Accountants and is a qualified Chartered Islamic Finance Professional.